Jazmine: Life at Your Fingertips

Life at Your Fingertips

Recent Posts

12 Things You Need to Know About a Last Will and Testament

by Jazmine on Thursday, October 25th, 2018

I was having dinner with my friend last night and she asked me so many questions about a Will.  I want to clear up a lot of the myths and confusion around Wills.  Many of us don’t (over 60% of Americans) have Wills!  It’s confusing! A Will’s legal name is Last Will and Testament, although, […]


Organize Your Life: Legal Documents

by Jazmine on Tuesday, July 31st, 2018

Organize Your Life: Legal Documents Oftentimes, the number of papers and legal documents we generate just by moving through the world can be overwhelming. A simple doctor’s visit leaves you with three handouts, a bill, and a new prescription. All this without even going through any kind of major life changes. And if you do […]


Organize Your Life: Store Personal Information Online

by Jazmine on Wednesday, July 25th, 2018

Organize Your Life: Store Personal Information Online Oftentimes, the number of papers & documents we generate just by moving through the world can be overwhelming and the need to store personal information online has risen more than ever. For e.g. A simple doctor’s visit leaves you with three handouts, a bill, and a new prescription. […]


Organize Your Life: The Jazmine Method

by Jazmine on Tuesday, July 17th, 2018

Oftentimes, the amount of papers and documents we generate just by moving through the world can be overwhelming. A simple doctor’s visit leaves you with three handouts, a bill, and a new prescription. Taking your car in to be serviced means another bill, and a date to jot down in your calendar. All this without […]


Property Deed: What Is It?

by Jazmine on Tuesday, July 3rd, 2018

Property Deed: What Is It? If you’ve been considering buying a house or looking into real estate, you’ve probably come across the idea of a “property deed.” Property Title Vs Deed A property deed is a separate form, but related to a real estate title. Where a title is used to signify ownership, a deed […]


How to Choose a Health Care Proxy?

by Jazmine on Tuesday, June 26th, 2018

How to Choose a Health Care Proxy? If you’re in the process of completing your advance care directive, you may have put some thought into assigning a health care proxy. A healthcare proxy is someone you have chosen to make medical decisions for you if you are incapacitated. Choosing a proxy is a significant decision. […]


Reasons You Should Consult an Estate Attorney

by Jazmine on Wednesday, June 20th, 2018

Reasons You Should Consult an Estate Attorney   You already know that it is incredibly important to plan for end-of-life and estate concerns to relieve stress from your family and keep the government from deciding where your assets(trusts and estates) should go. In most cases, you can use online tools to help you write your […]


Car Lease Terms: Who Owns My Leased Car?

by Jazmine on Wednesday, June 13th, 2018

Car Lease Terms: Who Owns My Leased Car? While we’ve already covered some of the basics of car titles and ownership, but many people find it easier and more economical to lease their cars instead. So, that brings up one of the important questions w.r.t. car lease terms & conditions – If you’ve got a […]


Mortgage Market Guide: What Happens When Someone Dies Without Paying Off Their Mortgage?

by Jazmine on Tuesday, June 5th, 2018

Mortgage Market Guide: What Happens When Someone Dies Without Paying Off Their Mortgage? (This article is a part of mortgage market guide to provide you with answers to some of the mortgage-related questions you might have) A mortgage is usually one of the realities of home ownership: a debt to a bank slowly paid off […]


MOLST/POLST Form: A Critical Document for End-of-Life Planning

by Jazmine on Tuesday, May 29th, 2018

MOLST/POLST Form: A Critical Document for End-of-Life Planning If you’ve been planning for end-of-life care and conversations, you may have thought about Power of Attorney or Advance Directives. Another document to consider, along with that vein, is a MOLST/POLST form. These documents are also known as Medical Orders for Life Sustaining Treatment (MOLST) or Physician Orders for […]


Why & How To Plan Your Funeral Months(Or Even Years!) In Advance

by Jazmine on Tuesday, May 22nd, 2018

Why & How To Plan Your Funeral Months(Or Even Years!) In Advance If you’re way, way ahead of most Americans, and already have a will, trust, and other end-of-life financial instruments set up, you may want to start thinking about pre-planning your funeral. That brings up one important question – Why plan your funeral in […]


Replacing Your Documents: How to Replace Your Lost Car Title?

by Jazmine on Tuesday, May 15th, 2018

Replacing Your Documents: How to Replace Your Lost Car Title? So you already know that having a copy of your auto title is a critical part of proving that your car is actually your own. We’ve also covered how to recover your vital documents in the case of a disaster. What happens if you lose […]


Auto-Pay Bills: Pros and Cons

by Jazmine on Wednesday, April 11th, 2018

Auto-Pay Bills: Pros and Cons Simply by living your day-to-day life, you are encountered with a lot of bills: gas and electric, insurance, student loans, rent or mortgage, car payments, credit cards etc. While you can use a calendar to keep track, you may also want to consider the option to auto-pay bills. But how […]


How To Plan A Move To Another State In A Car | Moving House Checklist

by Jazmine on Tuesday, April 3rd, 2018

How To Plan A Move To Another State In A Car | Moving House Checklist Moving, especially from one state to another comes with is own list of hassles and perils. Fragile items getting bundled into boxes, the logistics of figuring out new utilities and services for your house, unpacking and making a new house […]


What Happens to My Social Media After I Die?

by Jazmine on Tuesday, March 27th, 2018

Social Media and Death: What Happens to My Social Media After I Die?     In today’s world, many of our most precious memories have a second home on social media: the video of your toddler your parent posted, photographs with friends at the beach, your whole family at your sister’s wedding. What happens to these […]


Finding a Lost Life Insurance Policy

by Jazmine on Tuesday, March 20th, 2018

Finding a Lost Life Insurance Policy You may remember a loved one making an allusion to a life insurance policy. You may also want to do your due diligence by surviving family members. Always be sure you’re leaving no potential source of income unclaimed. However, finding a lost life insurance policy for a family member […]


Do I need a ‘Life Insurance Trust’?

by Jazmine on Tuesday, March 13th, 2018

Do I need a ‘Life Insurance Trust’? At its most basic level,  life insurance + trust = life insurance trust. On its face, this seems pretty self-explanatory, but it probably still leaves you with a lot of questions. Is a life insurance trust right for me? What questions should I ask as I’m setting one […]


Real Estate Inheritance: 3 Things To Watch Out For

by Jazmine on Tuesday, March 6th, 2018

  Real Estate Inheritance: 3 Things To Watch Out For Real estate inheritance can be a mixed bag. On the one hand, getting land or a house from a loved one can be a beautiful way to keep property in your family, can be a touching reminder of the house you grew up in, but […]


HIPAA Release Form: What It Stands For & How Do You Get One?

by Jazmine on Wednesday, February 28th, 2018

HIPAA Release Form: What It Stands For & How Do You Get One? In the process of creating your PRH (Personal Health Record), you probably made quite a few requests for information from various doctors—but how do doctors do the same thing? In order to share your medical records between practices and doctors, you have probably […]


How to Find an Estate Planning Lawyer

by Jazmine on Tuesday, February 20th, 2018

How to Find an Estate Planning Lawyer? So, you’ve finally gotten to the point where you’re ready to start planning your estate, and you want some help. You’ve gathered up all your paperwork, have some ideas about what you want, and now you need to do is find an estate planning lawyer. An estate planning […]


Everything You Need to Drive: Vehicle Title and Insurance

by Jazmine on Wednesday, February 14th, 2018

Everything You Need to Drive: Vehicle Title and Insurance You probably already know that your driver’s license is an absolutely critical piece of plastic. But what about all the other stuff you need to hand over when (yikes!) you get pulled over? Your vehicle title, or proof of car insurance? Here’s what you need to […]


What Is A Digital Footprint & How To Manage Yours?

by Jazmine on Wednesday, February 7th, 2018

What Is A Digital Footprint & How To Manage Yours? What is a digital footprint? You probably know on some level that the Internet is forever. On another level, you’re on Facebook while you take breaks from work, you use the Internet to shop and make phone calls, you tweet, you search Google for information, […]


Life Insurance Explained: The Basics

by Jazmine on Tuesday, January 30th, 2018

Life Insurance Explained: The Basics What is the purpose of life…insurance? Quite a lot, as it turns out. Having a good life insurance policy can be the difference between your family having time and money to settle affairs and grieve peacefully and a stressful time full of paying down debts and financial anxiety. In this […]


Retirement Beneficiary: What Is It And How You Can Add One

by Jazmine on Tuesday, January 23rd, 2018

Retirement Beneficiary: What Is It And How You Can Add One You’ve probably been saving for retirement since you first got a job. You’ve put a little bit away from every paycheck into a 401k or a Roth IRA since you’ve been working. You’re probably also pretty excited to get to use that money someday […]


What is a Real Estate Title?

by Jazmine on Wednesday, January 17th, 2018

What Is A Real Estate Title? When buying a parcel of land or a home, you may have heard of the “title” to your property. Real Estate Title or simply “title” isn’t just what your property is called, but an assorted bundle of rights and legal definitions surrounding the land. This can mean everything from […]


Personal Health Record: What Is It & How To Set It Up Online

by Jazmine on Monday, January 8th, 2018

Personal Health Record: What Is It & How To Set It Up Online? A Personal Health Record (PHR) is a full record of the medical care you have received over the course of your life. It includes primary care files, files from specialists, and things like dental care. Your doctor likely has access to any files generated […]


Patient Prescription History Report: What Is It And How To Get Access To Yours

by Jazmine on Monday, December 18th, 2017

  Patient Prescription History Report: What Is It And How To Get Access To Yours You may not know that your pharmacy will keep a running list of all the medications you are prescribed. You also may not know that you can request a copy of this list(commonly referred to as- patient prescription history report […]


Which Among The 3 Types Of Power of Attorney Is Right For You?

by Jazmine on Monday, December 11th, 2017

  Which Among The 3 Types Of Power of Attorney Is Right For You? You may already be familiar with Power of Attorney and how to use it in estate planning. In all types of Power of Attorney (or POA), you have the ability to appoint someone else (an agent) to help you make decisions […]


What Happens To My Pets If I Die?

by Jazmine on Monday, December 4th, 2017

What Happens To My Pets If I Die? Pets are often parts of our families just like any person. They live with us, and we provide love, affection, and care. So, what happens to Fluffy or Fido after you pass on? As much as our pets are important to us, you probably haven’t made plans […]


What Is Long Term Care Insurance?

by Jazmine on Monday, November 27th, 2017

What Is Long Term Care Insurance? The ballooning costs of medical care are nothing new or surprising—even with good insurance, a simple trip to the emergency room might cost hundreds of dollars. These costs are further multiplied when a loved one has a chronic or long-term illness. Long term care insurance can help you prepare […]


Why Having The ‘End Of Life Wishes’ Conversation Is Important & How To Start One?

by Jazmine on Monday, November 20th, 2017

Having The ‘End Of Life Wishes’ Conversation With Thanksgiving and the rest of the holidays quickly approaching, this means that we will get to see many members of our extended family and share food and quality time with them. This is also a perfect opportunity to sit down with the members of the older generation […]


The Jazmine Guide to End-of-Life Planning Documents

by Jazmine on Monday, November 20th, 2017

Wills, trusts, powers of attorney—there are a million documents, both legal and personal, that you need to think of when planning for end-of-life. Here’s a quick and handy guide to what information you and your loved ones should have on-hand and online (at Jazmine.com!). Health Care Advance Directive: This document provides instructions about your health […]


Caregiving: How are You Sharing Data?

by Jazmine on Monday, November 13th, 2017

As a caregiver, you have a million things to stay on top of—doctor’s appointments, bills, schedules other than your own. You are probably also in near-constant communication with multiple people, and may even be sharing caregiving responsibilities . Even in the “Information Age,” it turns out that sharing data can be a challenge! So—how do […]


Caregiving: Do You Know Where Your Medical Data Is?

by Jazmine on Thursday, November 9th, 2017

  Caregiving for a family member can often feel like a full-time job, especially keeping track of the thousand small details that can go into their care. Managing medical data alone is often an insurmountable-feeling task. So: what kind of medical data do you need to be keeping track of? What is the best way […]


Should You Be Considering Guardianship Agreements as Part of Your Estate Plan?

by Jazmine on Thursday, November 2nd, 2017

It’s a plotline in movies from Manchester-by-the-Sea to Raising Helen. An unprepared adult, reeling after the death of a sibling, finds themselves in a lawyers’ office, realizing they have guardianship. So what, exactly is guardianship, and how should you prepare for it? What is Guardianship? Guardianship basically entails deciding what would happen to any dependents under your care if […]


Worst Case Scenario: How to Replace All Your Vital Documents

by Jazmine on Thursday, October 26th, 2017

s Fire, floods, earthquakes. We hope these natural disasters never touch our lives, but sometimes, they can catch us unawares. Sometimes its something smaller—a burst pipe or a careless mistake. Either way, sometimes you find yourself needing to replace all of your vital documents: your drivers’ license, your birth and marriage certificates, social security cards. […]


Why Estate Planning is Particularly Important for Women

by Jazmine on Thursday, October 19th, 2017

67% of women between the ages of 45 and 54 don’t have wills, according to a Rocket Lawyer survey. The overall percentage for that age group is around 62%. In short, women are less likely to have a will than the general population. Why does this matter? While it may be true that in previous […]


Can a Trust Help You, Even If You’re Not A Millionaire?

by Jazmine on Thursday, October 12th, 2017

You’ve heard of “trust fund kids” partying on yachts, so you may think trusts are only for the super-rich.  While they are particularly useful for those who have assets exceeding $5 million, they can provide benefits to those with all levels of income. So, what is a trust? A trust is a financial tool that […]


Fewer Americans Today Have Wills…You Shouldn’t Be One of Them

by Jazmine on Thursday, October 5th, 2017

According to a recent survey by Gallup, only 44% of Americans have wills. This number also tracks closely to age and socioeconomic status—older and wealthier people are more likely to have wills. So why should you have a will? What do wealthier and older people know that makes them much more likely to have a […]


The Top Five Excuses Americans Have For Not Having A Will…And Why They’re Wrong

by Jazmine on Thursday, September 28th, 2017

You’ve probably heard that you need a will…and you probably don’t have one. You’ve got a lot of company! According to the 2011 EZLaw Will & Estate Planning Survey, carried out by Lexis Nexis, only 44% of Americans have wills. Here are the top five reasons people had for not estate planning…and why they’re wrong. […]


What Harvey and Irma Have Taught Us About Hurricane Preparedness

by Jazmine on Thursday, September 21st, 2017

In the last month, two major storms have hit the U.S., with more on the horizon. Hurricane Harvey caused massive flooding throughout Texas and Louisiana, leaving hundreds of people with damaged or destroyed homes. Hurricane Irma caused strain on Florida’s evacuation resources as it approached with record-high windspeeds, only to cause less damage than predicted. […]


Why Being Without a Will is Good for the Government and Bad for You

by Jazmine on Thursday, September 7th, 2017

You may not know it, but, you have a default will. It’s called the State’s “Intestate law” or “Law of descent and distribution,” and it was likely drafted by the lawmakers in the state where you live. If you die without a valid will (“intestate”), the State’s laws go into effect. Why you need to […]


Estate Planning Beyond the Will: Powers of Attorney, Trusts and More

by Jazmine on Thursday, August 31st, 2017

When you think of estate planning, the first document you think of is probably your will. “I, being of sound mind and judgement, do hereby declare” and all the rest, right? An while writing a will is important, there are other parts to planning for your estate that you should remember. Guardianship Agreements Writing a will […]


Why Getting Organized is Important Before Writing a Will

by Jazmine on Thursday, August 17th, 2017

What assets do you have? Which ones are in your name, which ones are in your spouses? How much are they worth? All these are questions you should be thinking about before you sit down with a lawyer to write a will. Many Americans don’t know the answers to these questions—or worse yet, think they […]


Ethics and End-of-Life Care

by Jazmine on Thursday, August 10th, 2017

Even when you are prepared and ready for any eventuality in the care of a family member, it is extremely difficult and emotional when you get the news that one of your loved ones will not get better. There are a hundred conflicting emotions and realities and ethics that  factor into the decision making around […]


Long-Term Care Insurance: Is it a good idea for your family?

by Jazmine on Thursday, August 3rd, 2017

As you get older, the probability that you’ll need long-term care increases.  70% of all Americans will need long-term care at some point. However, most people are unprepared for the financial realities that it entails. Long-term care insurance, in addition to standard medical insurance, will help you meet the costs of long-term medical care. Before getting […]


Are Hospice or Palliative Care an Option for Your Loved Ones?

by Jazmine on Thursday, July 27th, 2017

When you’re dealing with the stress of having a loved family member sick in the hospital, it can be overwhelming. One way to prepare for some of the choices is to be informed. Knowing about Palliative Care and Hospice as options may make these decisions easier. Both are words that are scary, strongly associated with […]


How to Prepare for an Emergency

by Jazmine on Thursday, July 20th, 2017

When an emergency strikes, you want to be able to have a plan in place and spring into action immediately. Whether this is a family member in the hospital or needing to evacuate prior to a hurricane, there are certain things you can have in place to make things easier on yourself during a very […]


You’ve Lost Your Wallet…Now What?

by Jazmine on Wednesday, June 28th, 2017

You’re rifling through your bag at the checkout counter, coffee in hand, and all you’re coming up with is handfuls of crumpled receipts. Nothing. All of a sudden, you see it with startling clarity: your wallet, left behind on the train or a restaurant table. What do you do next? The first thing you should […]


How to Replace Your Damaged or Missing Social Security Card

by Jazmine on Monday, June 19th, 2017

Sometimes, the unexpected happens, and you’ve lost all your documents. Anything from a leaky pipe to a house fire can spell disaster! One of the most important documents you need to replace is your social security card. In order to replace the card, you should visit your local social security office, with the as much […]


Who has Access to My Safe Deposit Box?

by Jazmine on Monday, June 19th, 2017

Considering getting a safe deposit box for valuables and papers? Safe deposit boxes can be a good way to store valuable objects, and certain papers or copies, particularly i the event that they ma get damaged at your home. However, an important consideration when you’re getting a safe deposit box is: who has access to […]


Your Birth Record–Is It Private?

by Jazmine on Tuesday, May 23rd, 2017

Have you ever wondered whether your birth record is a private document? The short answer is…it is complicated! Generally, only family members are given access to your birth record during your lifetime. However, just about anyone can gain access to it after you have passed away. This means you can relatively easily obtain replacement birth […]


How to Replace Your Birth Certificate

by Jazmine on Monday, May 22nd, 2017

Sometimes, the unexpected happens, and you’ve lost all your documents. Anything from a leaky pipe to a house fire can spell disaster! One of the first documents you should try to replace is your birth certificate. This is because a birth certificate is needed to get many other kinds of documents, such as a driver’s […]


Did your Passport expire? What kind do you have?

by Jazmine on Monday, May 15th, 2017

You may be contemplating anything from a weekend trip to Quebec to a month-long tour around Europe, but before you go, you should make sure your passport is in order. Your passport is a travel document that identifies you to foreign governments as you cross the border. Having a passport is a globally valid form […]


Why You Need Renters Insurance

by Jazmine on Saturday, April 15th, 2017

Many renters think of insurance for their homes as unnecessary, assuming that the landlord’s policy will cover them in the case of an emergency. However, if your things are damaged by a burst pipe or a fire, or taken in a burglary, without renter’s insurance, you’ve lost it for good. Not only that, but renters […]


Going Paperless – Part 4 – Get digital statements, bills and pay them electronically.

by Jazmine on Friday, February 10th, 2017

This is an article in a series.  You can find them here:  www.jazmine.com/blog This article is about automating your bill pay and getting your statements electronically.  You can then upload these documents into a system such as www.jazmine.com or others as I will discuss in the next article. Bills can come in digital form so […]


Going digital – Part 3

by Jazmine on Wednesday, February 8th, 2017

This article is third in a series.  Part 1 and Part 2 for context. You have decided!  You are ready to go into the digital realm.  Congratulations! Great news is that once you have set up your system the ongoing maintenance will be easy-peasy.  And, as you will see, the time investment upfront is totally […]


Why should you digitize your information? – Part 2

by Jazmine on Friday, February 3rd, 2017

This is a continuation of Why should you digitize your information? I want to be really clear. I am not talking about clearing out your inbox.  You can find tools for that including the idea of Inbox Zero and related technical tools such as XOBNI (which was acquired by Yahoo) or IQTell.  Entire books have […]


Why should you digitize your information?

by Jazmine on Wednesday, February 1st, 2017

Our information is increasingly getting digitized.  Our phones have fingerprint identifiers, our authentication systems are getting more and more sophisticated, our government records offices are partly digital now and will become increasingly so.  How many of us have stepped in a Post Office in the last three months?  How much do we rely on text […]


Planning for 2017 – An agile and scrum approach

by Jazmine on Thursday, December 22nd, 2016

I posted this onto my FB page and got a lot of comments.  So, I thought I would post it here too. It ‘s good way to plan for the next year.  When you plan, you are already half way home. I’d thought I’d share my process. Step 1:  Put down everything on your mind that […]


Consider Seniors, Disabled and Pets when creating your Emergency Plan

by Jazmine on Thursday, September 29th, 2016

If you or someone in your family has special needs, make sure you include their needs in your plan.  Or, perhaps you have pets.  Make sure you include their needs into your Emergency Plan. Seniors, Disabled and Special Needs If you or a family member is disabled or has mobility issues (using a Wheelchair, Walker, […]


Sign Up for Notifications in Case of an Emergency

by Jazmine on Wednesday, September 7th, 2016

Government agencies at local, state and federal level issue emergency or disaster notifications. These are also broadcast to all Television and radio stations who in turn broadcast it to you, the viewer or listener. In addition, many of these agencies issue Wireless Alerts in coordination with Wireless Carriers such as AT&T, Verizon, Sprint, etc. If you have […]


Why Planning Ahead for a Disaster is Important

by Jazmine on Friday, September 2nd, 2016

  Emergencies happen in many ways. It may be a glorious day to start with and then something happens to a family member – an accident perhaps, or the house caught on fire or it may be a natural event like a hurricane or tornado that you had some warning about. I hope nothing takes […]


Should you join the 20% of Americans who have a Living Trust?

by Jazmine on Wednesday, August 31st, 2016

Living Trusts have gotten popular among estate planners and attorneys. Is a Living Trust for you? Trusts are complicated instruments providing lots of flexibility for you to manage your assets while you are alive and “Rule from the Grave” after you die! What is a Living Trust? A Living Trust is an entity set up […]


How to set-up Guardianship for Minors

by Jazmine on Friday, August 26th, 2016

  This article primarily addresses establishing guardianship as part of estate planning and NOT the case of parents who are living but unable to “Parent”. Who is a guardian? A guardian is someone who has full legal responsibility for a minor child.  Guardians are appointed by a Court according to the wishes of the deceased […]


How to set-up Guardianship or Conservatorship for Adults

by Jazmine on Wednesday, August 24th, 2016

© Alexander Raths – stock.adobe.com Do you have elderly parents? Are you concerned about them getting Alzheimer’s or other forms of dementia or becoming incapacitated in the future?  Perhaps for yourself? Planning, especially in the early stages of your increasing incapacity can be very helpful to those who want to care for you. As your […]


What you need to know about creating a Networth Statement

by Jazmine on Friday, August 19th, 2016

Net worth is what you own that has value minus what you owe others. It is a snapshot of your financial situation at a moment in time. Net worth is an accounting term and it’s easy to figure out for a family or person. Hopefully, your net worth is on the plus side! The formula […]


How to help your Executor by being prepared – Part 2

by Jazmine on Wednesday, August 3rd, 2016

  Can you perform the Executor’s job yourself? If you are the surviving spouse or a child, you have many other things to do during an emotional time. Do you have the aptitude and motivation to see the Probate process through? As you might already know, the probate process can take anywhere from 4 months […]


How to help your Executor by being prepared – Part 1

by Jazmine on Wednesday, July 27th, 2016

  Let’s pretend that an unfortunate event occurs in your life, and you are pronounced dead. Now what? Your family and friends grieve from the loss, and hopefully, you took some actions while you were of “sane mind and body,” to manage your estates for inheritance. For example: You created your Last Will and Testament (LWT), […]


Do you need a Power of Attorney? What kind?

by Jazmine on Thursday, July 21st, 2016

Last week I had a discussion with a friend about Durable Power of Attorney (POA). She was under the impression that a Durable Power of Attorney lasts forever. She’s educated, has her paperwork in order, but had some misunderstandings about POA vs. Executor/trix which is prompting me to write this post. What is a Power […]


How to avoid a lengthy Probate – Part 2

by Jazmine on Wednesday, July 13th, 2016

How to actually avoid a lengthy Probate – Part 2 Part 2:  What assets pass outside Probate and how to set up and update them In last week’s post titled “Part I. What exactly is Probate and what is a Probate Court?” we covered: What does a Probate Court do? Who needs Probate? Why everyone? […]


How to avoid a lengthy Probate – Part 1

by Jazmine on Wednesday, June 29th, 2016

You hear the word Probate and you feel like you are in a bad dream!  Probate can be challenging for a few, but for the vast majority of us, it’s actually not as bad as it’s made out to be.  Really! Consider This: unlike professionals, like lawyers and judges, you and I don’t expect to […]


Don’t think you need a Will? Think again.

by Jazmine on Thursday, June 16th, 2016

Even if you don’t think you do, you already have a will!  Every State has laws about how to distribute your property in case you die intestate, or without a valid will. A Judge will make decisions on your behalf, based on the laws of the State. These laws may not be what you want […]


Top 12 websites to check for Unclaimed Funds

by Jazmine on Wednesday, December 16th, 2015

Unclaimed Funds typically comprise of: Bank accounts, CDs Safe deposit box contents or if auctioned, funds from auction Stocks, mutual funds, bonds, and dividends Uncashed checks and wages including refunds and security deposits Uncashed tax refunds Insurance policies and trust funds Utility deposits and escrow accounts 1. Individual State Databases Start with the State where […]


How to find Unclaimed Funds

by Jazmine on Monday, December 14th, 2015

Over $42 Billion dollars in funds remain unclaimed in various Federal and States’ accounts. In New York State alone unclaimed funds reached over $14 Billion in 2015!  $445 million was paid out in 2015 alone.  According the NYS Comptroller’s office, over $1 million in claims is paid out every day—could any of it be yours? […]


Why freezing your credit is a good idea

by Jazmine on Tuesday, December 1st, 2015

Why freezing your credit is a good idea If you’ve ever been the victim of credit card or identity theft, you may have had someone recommend that you freeze your credit—that doesn’t mean putting your credit cards in the freezer!  A credit freeze, also known as a credit lockdown or a security freeze, restricts access […]


Having a Final Wishes Conversation

by Jazmine on Tuesday, November 24th, 2015

Having A Final Wishes Conversation The holidays are quickly approaching, and for many of us that means spending quality time with family and the people we care for most. It can also be a perfect opportunity to sit down with your elder loved ones and have a conversation that many people in this country avoid—one about […]


Keeping Your Personal Records Accessible

by Jazmine on Wednesday, October 21st, 2015

Retaining paper files of your personal records seems almost antiquated in 2015—particularly when you’re relying on a single filing system stored in an old filing cabinet. Digitally copying paper files, and storing them to the cloud, will help you keep track of your information and sanity. Jazmine.com can help you scan and store everything from […]


Financial Planning: preparation and organization is key

by Jazmine on Tuesday, July 21st, 2015

Prepare to Prepare As you get older and your family grows, it’s important to establish financial security for your loved ones in the years to come. The earlier you begin preparations, the less painful the process will be for everyone involved. Unfortunately, realizing that you need to plan your family’s financial future is the easy […]


Your Driver’s License: The Document You Can’t Live Without

by Jazmine on Tuesday, July 14th, 2015

Do you know when your Driver’s License expires? You probably hand your driver’s license to people all the time and never actually look at it. Between getting carded at a bar, making a credit card purchase, or going through airport security, you may be going through these motions several times a month! Most of us don’t […]


Why do you need Advance Directives?

by Jazmine on Sunday, October 12th, 2014

An Advance Directive is a document that lays out your preferences for health care treatment, in the occasion that you are not able to make those wishes known yourself. While these situations can be unpleasant to think about, having a document like an advance directive can save your family a great deal of stress in […]


Questions to ask a Financial Planner

by Jazmine on Thursday, September 18th, 2014

Working with a financial planner can be an excellent way to ensure you are making sound financial decisions. A good financial planner can help you calculate risks and rewards and meet your financial goals. These goals can include  saving up to buy a house, investing your money wisely, or ensuring your loved ones are well […]


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